Privacy Policy

Protecting your personal and financial data is an absolute priority for STPI Finance. This policy describes how we collect, use, and protect your information in the context of our financing services.

1. Data Collected

As part of the processing of your application, we collect:

• Identity: Last Name, First Name, Date of Birth, Passport/ID Copy.
• Contact: Postal Address, Email, Telephone.
• Financial Situation: Bank Statements, Tax Returns, Balance Sheets, Payslips.
• Banking Data: IBAN (for disbursement of funds).

2. Purpose of Processing

Your data is used exclusively for:

• Analyzing your solvency and borrowing capacity (Scoring).
• Preparing your financing application for our partners (banks, private funds).
• Regulatory compliance (Anti-Money Laundering - KYC/AML).
• Managing the customer relationship and monitoring your requests.

We never sell your data to third parties for commercial purposes.

3. Data Security

We implement robust technical and organizational security measures:

• Encryption of communications (SSL/TLS Protocol - HTTPS).
• Secure storage on protected servers (Hostinger, ISO 27001 Data Centers).
• Restricted access to authorized personnel only (Credit Analysts, Investment Committee).

4. Data Sharing

Your information may be transmitted, under strict confidentiality agreement, to:

• Our banking partners and final investors (for financing approval).
• Our technical providers (hosting, secure email sending).
• Administrative or judicial authorities if required by law.

5. Your Rights (GDPR)

In accordance with the General Data Protection Regulation (GDPR) and UK GDPR, you have the following rights:

• Right to access and portability of your data.
• Right to rectification of inaccurate information.
• Right to erasure ("Right to be forgotten") after the end of the contractual relationship, subject to legal retention obligations.

To exercise these rights, contact our Data Protection Officer (DPO) at: dpo@stpi-global.com